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Generic Confusion

When you leave, my blog just fades to grey
Nu ma nu ma iei, nu ma nu ma nu ma iei

News? Check. Politics? Check. Music? Check. Random thoughts about life? Check. Readership? Ummm.... let me get back to you on that. Updated when I feel like I have something to say, and remember to post it.

Saturday, March 03, 2007

Ways to Work

Here's an Associated Press article about Ways to Work, a charity that helps poor families buy used cars, increasing their ability to work.

Let's highlight the good things about this program:

  • Each person looking for a loan is carefuly vetted.
  • Counselors help look for existing charity programs the loan recipient already qualifies for.
  • Counselors also point out expenses that can be cut from the budget. (I wish it were a joke that you can see DirecTV satellite dishes on the sides of Chicago public housing buildings.)
  • It doesn't force groups like banks to do something they wouldn't normally do: make risky and unprofitable loans.
  • The loans aren't going to spinning rims or other ridiculous extravagances.

This program is thematically similar to the microloan programs in the Third World that are effective and cost-effective. We need more good programs like this, and less uncontrolled government largesse!


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