One solution to make health care affordable

I've been meaning to post this link for a while. In this YouTube video, actuary Ron Bachman testifies to Congress about the problems involved in creating affordable health insurance policies. It is devastating to hear all of the federal and state laws and regulations that, even inadvertently, restrict affordable individual insurance, and restrict small employers (who don't have the benefit of group insurance) to contribute to their employees' individual insurance and encourage wellness.

Most notably, Georgia passed laws to eliminate many of these restrictions. It sounds like a plan every state should get behind.